Congratulate Me! I Have Earned a Preferred Customer Home Equity Rate

It's true.  I can:

	Apply in seconds
	Get a decision in minutes
	Have your paperwork sent to you the next business day
	Close your loan in 10 days or less

I got the email a couple of days ago from my buddies at Capital One.  If these companies knew what I said about them in this blog, they would probably take me off their mailing list.  They send me their super-sweet deals and I take the time to read the small print and pass on what I find.  I don't think they expect people to read the small print.  As ZeFrank would say, "I read the small print so you don't have to."

So let's take a look at this nice email sent to me with my best interests in mind.

The first thing that I notice about it is that the small print actually takes up more space than the ad.  What this should tell you right away is that all the enticing numbers used to get you to bite all have qualifiers and that you most likely won't get the deal that's being offered.

Here's what's being offered: