MY money!
Muahahahahahahahaa!
I don't give credit card companies a single dime and haven't for a long time. The last time I did was a couple years ago when I signed up for one of those cards that has 0% interest for 6 months that you can transfer other accounts to. I transferred my other accounts to the card and paid it off in less than 6 months.
And I haven't used a credit card since.
We keep a couple of credit cards because it helps your credit rating if you have them for over 2 years.
It was pointed out yesterday that I didn't give the link for the credit card opt out program. Here it is: https://www.optoutprescreen.com/?rf=t
I really can't see any point to receiving all the junk mail about credit cards. It's like an all out assault. Sometimes we got 4 ads for pre-approved credit cards in one day. The next day there would be more and the next day even more.
Obviously the plan must work or they wouldn't be able to afford to send all that crap out.